TERMS OF USE

1. ACCEPTANCE

  • These Terms of Use are entered into by and between you Wealth (hereinafter referred to as “you”, “your” or “Client”) and EDA Wealth (hereinafter referred to as “Company”, “we”, “our” or “us”). The following terms and conditions, together with any documents/links expressly incorporated by reference (collectively, hereinafter referred to as the “Terms of Use” or “TOU”), govern your access to and use of our website at edawealth.com , and other related services and/or content (including the strategic financial consulting services, including CFO engagement, annual budgeting, and fundraising services, Site, and other ancillary activities conducted on or via Site and as detailed out in Section 2, collectively hereinafter referred as the “Services“), which includes but not limited to any content, product, functionality and/or services offered on or through the foregoing, whether as a guest or a registered user. The materials contained in this Services are protected by applicable copyright and trademark law.
  • PLEASE READ THE TERMS OF USE CAREFULLY. BY USING THE SITE AND SERVICES, YOU AGREE TO BE BOUND AND ABIDE BY THE TERMS SET FORTH HEREIN AND OUR PRIVACY POLICY FOUND AT SITE (THE “PRIVACY POLICY”), WHICH IS INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT WISH TO BE BOUND BY THE TERMS OF USE OR PRIVACY POLICY, YOU MAY NOT USE THE SITE AND SERVICES. IF YOU ARE USING THE SITE OR UTILIZING THE SERVICES ON BEHALF OF A BUSINESS OR SOME OTHER ENTITY, YOU REPRESENT AND WARRANT THAT YOU ARE AUTHORIZED TO GRANT ALL LICENSES SET FORTH IN THESE TERMS OF USE AND TO AGREE TO THESE TERMS OF USE ON BEHALF OF THE BUSINESS OR ENTITY.
  • IN ADDITION TO THESE TERMS OF USE, THE CLIENT AGREES TO THE TERMS SET FORTH IN THE SERVICES AGREEMENT ATTACHED AS ANNEXURE A, WHICH IS HEREBY INCORPORATED BY REFERENCE. THE SERVICES AGREEMENT OUTLINES THE SPECIFIC SERVICES, RESPONSIBILITIES, AND PAYMENT TERMS APPLICABLE TO THE CLIENT. BY ACCEPTING THESE TERMS OF USE, YOU ALSO ACCEPT THE TERMS AND CONDITIONS OUTLINED IN ANNEXURE.

2. DESCRIPTION OF SERVICES

  • Our Fractional CFO Services are designed to provide your business with strategic financial leadership on a part-time basis. Please note that our Fractional CFO Services do not replace your internal accounting or legal teams. We provide guidance and advice, but the ultimate decision-making responsibility lies with you, the Client. These services include, but are not limited to:
  • We assist in developing and executing long-term financial strategies aligned with your business goals. This includes cash flow management, financial forecasting, and budget planning.
  • We offer advice on financial matters, acting as your company’s CFO for a specified period. Our services include assisting in financial operations, optimizing financial performance, and ensuring regulatory compliance.
  • We provide financial reports and analyses. These reports are tailored to offer insights that help you make informed decisions.
  • We support your fundraising efforts by preparing financial statements, managing investor communications, and advising on financial structures. Our role is advisory, and we do not guarantee the success of fundraising efforts.
  • We help identify areas where costs can be reduced or optimized without compromising quality or business operations.
  • We assist in identifying and mitigating financial risks, including market volatility, credit risks, and operational risks.

Our Accounting and Bookkeeping Services are focused on maintaining up-to-date financial records. These services include:

  • We aid in managing financial transactions, including recording income and expenses, managing accounts receivable and payable, and reconciling bank statements. Accurate bookkeeping is essential for maintaining the financial health of your business.
  • We help in preparing and (as and if applicable) filing tax returns based on the information provided by you, with the goal of ensuring compliance with local and international tax regulations. While we aim for accuracy, we do not assume any liability for errors, omissions, or financial consequences arising from tax filings, irrespective of whether these are due to incorrect information provided by you or errors made by our staff. The Client is solely responsible for reviewing and confirming the accuracy and completeness of all tax filings and documentation. Furthermore, the Company does not assume any audit or assurance responsibilities, and any government or tax authority investigations, reviews, or due diligence are the sole responsibility of the Client.
  • We manage payroll functions, including salary calculations, tax withholdings, and the distribution of payslip.
  • We perform regular reconciliations of your accounts to ensure that all financial transactions are periodically recorded and that discrepancies are identified and resolved promptly.
  • We prepare comprehensive financial statements, including balance sheets, income statements, and cash flow statements. These documents are essential for understanding the financial position of your business and are prepared following industry standards and best practices.
  • We manage your business’s incoming and outgoing payments, evaluating that invoices are paid on time and that you receive payments from your Clients promptly.

To ensure the accuracy and timeliness of our services, you must provide complete, clear, and reliable data, including but not limited to bank statements, receipts, invoices, payroll information, and any other relevant financial documents. The Company does not verify or audit the accuracy of the data provided and assumes no responsibility for any errors or omissions resulting from inaccurate, incomplete, or outdated information provided by you. The Client is solely responsible for ensuring that all information provided is accurate, and any financial consequences arising from inaccuracies will be the Client’s responsibility.

 We create detailed financial models that forecast your company’s future financial performance. These models are tailored to meet the needs of potential investors and include projections for revenue, expenses, profit margins, and cash flows.

  • We create detailed financial models that forecast your company’s future financial performance. These models are tailored to meet the needs of potential investors and include projections for revenue, expenses, profit margins, and cash flows.
  • we design and develop professional pitch decks that effectively communicate your business’s value proposition, market opportunity, business model, financial performance, and growth potential to potential investors. Each pitch deck is customized to reflect your unique business needs and goals.
  • We assist in preparing for investor due diligence by organizing and presenting financial records, legal documents, and other critical business information. Our support helps ensure that your business is well-prepared to meet investor expectations.
  • We provide ongoing support in managing relationships with current and potential investors. This includes regular communication, financial reporting, and addressing investor inquiries and concerns.
  • We offer strategic advice and support throughout the fundraising process, from identifying potential investors to negotiating terms and closing deals. While we provide guidance and facilitation, we do not guarantee that your fundraising efforts will result in successful investment.
  • We conduct valuation analyses to determine the fair market value of your business, which is critical for negotiations with investors.
  • We assist in the preparation of necessary legal and financial documents required for investor presentations and fundraising activities, ensuring that all materials are accurate and compliant with industry standards.

Our investor-ready services are tailored to support your fundraising and investor engagement efforts. However, we do not guarantee any specific outcomes, such as securing investment or achieving particular financial targets. The ultimate success of these efforts depends on a variety of factors beyond our control.

All of our Services, including bookkeeping, financial modeling, and investor relations management, will be processed within ten (10) working days from receiving the last complete, clear, and reliable information required to perform the services. Processing times may vary depending on the complexity of the Services and the quality of the information provided. For purposes of clarity, if you fail to provide the necessary information within the agreed timeframe, we may be unable to deliver the Services as scheduled, and this may affect the quality and outcome of the Services.

3. FEES & PAYMENTS

  • All payments for our Services are governed by these Terms of Use and any specific payment terms detailed in Annexure A: Services Agreement attached herewith. The pricing is clearly displayed during the checkout process on our Site. Once payment is received, work will commence according to the agreed timeline. The Terms of Use, including all incorporated agreements, constitute the full and complete agreement between the Client and the Company.
  • We offer various service packages tailored to meet the diverse needs of our clients. These packages may include bundled Services such as bookkeeping, fractional CFO Services, investor-ready support, and more. Each package is priced according to the level of service, the expertise required, and the time commitment involved. The prices for these packages are clearly displayed on our website, along with detailed descriptions of the Services included.
  • Refunds are limited to the most recent payment if work has not yet commenced. The refund is based on whether work has started, not whether the full scope of work has been delivered, since accounting and financial tasks may be partially completed even if the final output is pending. Prorated refunds are not applicable. Once work begins, no refund will be issued, regardless of the scope of work completed. All sales are final once services have commenced.
  • Certain Services may be billed on an hourly basis, especially if the work involves ongoing consultations, financial analysis, or advisory Services where the scope cannot be precisely defined in advance. Our hourly rates vary depending on the seniority and expertise of the professionals assigned to your project. These rates will be communicated upfront and agreed upon electronically before the commencement of Services.
  • For specific projects, such as pitch deck creation or one-time financial modeling, we offer project-based pricing. These fees are determined based on the estimated time and resources required to complete the project to your satisfaction. Project-based fees will be clearly outlined on our website, with an option for electronic acceptance.
  • For Clients who require ongoing support, we offer retainer agreements that provide a set number of hours or Services per month at a discounted rate. Retainer agreements are billed monthly in advance, and any unused hours or Services do not carry over to the following month unless otherwise agreed upon. Retainer agreements can be set up and managed through our online portal.
  • Any additional costs incurred during the delivery of Services, such as travel expenses, software subscriptions, or third-party Services (e.g., legal reviews, specialized financial tools), will be billed to you separately. These costs will be communicated to you in advance, and we will seek your approval through our website’s electronic communication system before incurring any such expenses.

Payment for our Services is due as specified in the TOU, proposal, or order form. Our payment terms are designed to ensure smooth financial operations and timely delivery of Services

The following terms apply to all payments processed through our website:

  • Depending on the nature of the Services, payment may be required upfront, upon completion of milestones, or on a recurring basis (e.g., monthly for ongoing Services). The specific payment schedule will be provided on a separate page on the website or detailed in an order form, which you will accept electronically through our website.
  • For certain Services, we may require an advance payment before commencing work. This advance serves as a commitment to the project and helps cover initial costs. The amount of the advance will be specified by the Company to the Client.
  • We accept various payment methods through our website, including bank transfers, credit cards, and other payment options as agreed upon. All payment transactions are securely processed through our website’s integrated payment system, which complies with UAE e-commerce and data protection regulations. You are responsible for any transaction fees or charges associated with your chosen payment method.
  • If payment is not received by the due date as specified by the Company or otherwise agreed upon between the parties, we reserve the right to suspend or terminate the delivery of Services until full payment is received. Late payments may also incur interest charges at a rate specified by the Company calculated from the due date until the date of actual payment. These charges will be automatically applied to your account and reflected in your online portal.
  • Invoices will be issued in accordance with the payment schedule. Each invoice will detail the Services provided, the fees due, and any applicable taxes. Invoices will be sent electronically through our website’s billing system, and you will receive notifications via email. It is your responsibility to review invoices promptly and raise any disputes within seven (7) days of receipt. If no dispute is raised within this period, the invoice will be deemed accepted.
  • All fees are exclusive of applicable taxes, which you are responsible for paying. This includes, but is not limited to, value-added tax (VAT), goods and Services tax (GST), and other similar taxes that may apply based on your location or the nature of the Services. Our website will automatically calculate applicable taxes based on your location, and these will be added to your total at checkout. Any withholding tax or other tax obligations arising from the payment of fees to us must be borne by you. If you are required to deduct or withhold any taxes from payments, you must gross up the payment to ensure that we receive the full amount owed, as specified in the invoice.
  • All agreements, payment terms, and related documents will be executed electronically in accordance with UAE e-commerce laws. By completing transactions on our Site, you consent to the use of electronic signatures and agree that your electronic acceptance of these terms is legally binding, equivalent to a handwritten signature.

4. REFUNDS

We strive to deliver the highest quality of service and Client satisfaction. However, we recognize that there may be circumstances where a refund is warranted. Refunds are generally not available except as expressly stated in these Terms of Use. Once work has commenced, refunds are not typically provided, regardless of the extent of the work completed. To qualify for a refund, the following conditions must be met in addition to any other requirements stated in the TOU:

  • You have provided all required documentation and information in a timely manner, but we failed to deliver the agreed-upon services within the specified timeframe.
  • The services delivered were materially deficient or did not meet the agreed-upon specifications.
  • Any issues or deficiencies were promptly reported to us through our website’s customer service portal, and we were given a reasonable opportunity to rectify the situation.
  • Refunds are limited to the most recent payment if work has not yet commenced. Once Services begins, no refund will be issued, regardless of the scope of work completed. Prorated refunds are not applicable as the accounting and financial services may be partially completed, even if final delivery is pending.
  • Refunds are evaluated solely based on whether work has started, not whether the full scope of work has been delivered. This policy ensures that partial progress on complex financial and accounting work is accounted for, as certain tasks may be ongoing even without final submission.

Refunds will not be provided if you change your mind after Services have commenced or if you decide not to use the Services provided. Refunds are not available for incomplete Client submissions. If you fail to provide all necessary files, information, or documentation required to complete our Services, and as a result, we are unable to finalize the work, no refund will be issued.

  • Any advance payments made are non-refundable, regardless of the amount of work completed, in the event of contract termination by either party.
  • All sales are final once Services have commenced.
  • Subject to the terms of this TOU and as per the Company’s discretion, in cases where Services were not fully delivered as agreed, you may be eligible for a prorated refund based on the portion of Services that never began and were not provided. Prorated refunds will be calculated based on the percentage of work completed and the total fees paid. The refund process will be managed through our website’s billing system. For avoidance of doubt, this provision is subject to Company’s absolute discretion.
  • Refunds will not be provided if you change your mind after Services have commenced or if you decide not to use the Services provided. This policy applies to both standard and custom services. All sales are final once a service has been initiated, as reflected in your online account status.
  • If you fail to provide all necessary files, information, or documentation required to complete our services, and as a result, we are unable to finalize the service, no refund will be issued. It is your responsibility to ensure that all required materials are submitted in a timely manner through our secure online portal.
  • In the event of contract termination by either party, any advance payments made by you will not be refunded, regardless of the amount of work completed. This policy is clearly stated in the TOU, which you accept impliedly by using and utilizing the Services.

5. ACCESS AND USE

  • For avoidance of doubt, the Services are offered and available to users for general informational purposes. The Client expressly agrees and acknowledges to that Company shall not be liable in any manner whatsoever for the decisions made by Client based on the information and content available on the Site and/or through the provided Services and the Company does not endorse or approve any financial decisions of Clients.
  • You agree to use the Site and Service only for lawful purposes and in accordance with these Terms of Use. By using the Services, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Services.
  • You agree to not use Services to conduct any activity that would constitute a civil or criminal offence or violate any law. You agree not to attempt to interfere with our Site, Services, network or security features or to gain unauthorized access to our systems.
  • These Terms of Use set out the conditions upon which the Company has agreed to grant you the access to the Site and Services following the posting of revised terms of use means that you accept and agree to the changes. You are expected to check our Services from time to time so you are aware of any changes, as they are binding on you.

6. ACCESSING THE SITE/SERVICES AND ACCOUNT SECURITY

  • We reserve the right to withdraw or amend the Site or Services, and any service or material we provide on the Site, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some or all parts of the Services, to users, including registered users.
  • You are responsible for: (i) making all arrangements necessary for you to have access to the Site and Services; and (ii) ensuring that all persons who access the Services through your internet connection are aware of these Terms of Use and comply with them.
  • To access the Services or some of the resources it offers, you may be asked to provide certain registration details and in order to do so you will have to provide accurate personal information, such as your email address, mailing address and other contact details in order to complete your order or contact you as needed or other information. It is a condition of your use of the Services that all the information you provide on the Services is accurate, current and complete. You agree that all information you provide to register with the Services or otherwise, including but not limited to through the use of any interactive features on the Services, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy. You agree to promptly update your account and information. You authorize us to collect and use this information to contact you in accordance with our Terms of Use and Privacy Policy.
  • If you choose, or are provided with, a username, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
  • WE HAVE THE RIGHT TO DISABLE ANY USER NAME, PASSWORD OR OTHER IDENTIFIER, WHETHER CHOSEN BY YOU OR PROVIDED BY US, AT ANY TIME IN OUR SOLE DISCRETION FOR ANY OR NO REASON, INCLUDING IF, IN OUR OPINION, YOU HAVE VIOLATED ANY PROVISION OF THESE TERMS OF USE OR THE TERMS OF ANY OTHER COMMERCIAL AGREEMENT YOU HAVE ENTERED INTO WITH COMPANY. YOU MAY NOT CREATE ANOTHER ACCOUNT IF WE HAVE DISABLED YOUR ACCOUNT UNLESS YOU OBTAIN OUR PRIOR WRITTEN CONSENT.

7. OWNERSHIP

  • All rights, title and interest in and to the Services will remain with and belong exclusively to us. You will not sublicense, resell, rent, lease, transfer, assign, time share or otherwise commercially exploit or make Services content available to any third party.
  • You agree not to access Services by any means other than through the interface that is provided by Services to access the same. You may not use any “page-scrape,” “deep-link,” “spider,” or “robot or other automatic program, device, algorithm or methodology, or any similar manual process, to access, copy, acquire, or monitor any portion of Services, or in any way reproduce or circumvent the presentation or navigational structure of Services, to obtain or attempt to obtain any content or other information through any means not made generally available through Services. Services reserves the right to take any lawful measures to prevent any such activity. You shall not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Services on or through the Site or any service offered on or through Services. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.
  • License Restrictions.Information, content or material that may be available for downloading through the Site or third-party websites or applications (“Content”) is the copyrighted work of the Company, its licensors, and/or such other respective third-party providers. Use of the Content is governed by these Terms of Use and such license and/or other terms as may be required directly of you by the third-party providers. Unauthorized reproduction or distribution of the Content is expressly prohibited by law, and may result in civil and criminal penalties. Violators may be prosecuted. 

8. INTELLECTUAL PROPERTY RIGHTS

  • The Services and its entire contents, features and functionality, all rights, titles, and interest in and to the Services (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement, copyright, thereof), are owned by the Company, its affiliates, its licensors and are protected by the applicable international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
  • You acknowledge, however, that the intellectual property rights and data underlying the Content, including but not limited to, any processes, methods, tools, templates, designs, known-how, data, information, copyrights, patents, trademarks, trade secrets, and other associated intellectual property, including any improvements, inventions or derivate works made with respect to the foregoing, remain the sole property of Company (“Intellectual Property”).
  • By posting your information and other content (“User Content”) on or through Services, you grant the Company a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sublicensable and transferable license to use, modify, reproduce, distribute, display, publish and perform User Content in connection with the Site and Services. The Company may remove or disable any User Content at any time for any reason, or for no reason at all.
  • These Terms of Use permit you to use the Services for your individual, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on the Services. You must not: (i) modify copies of any materials from the Services; (ii) delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from the Services; or (iii) access or use for any commercial purposes any part of the Services or any services or materials available through the Services. For purposes of clarity, prohibited commercial uses shall not include satisfying the terms of any commercial agreement entered into between you and the Company.
  • If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Services in breach of the Terms of Use, your right to use the Services will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Services or any content on the Services is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Services not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.

9. TRADEMARKS

  • The Company name, Company logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on the Services are the trademarks of their respective owners.

10. RESTRICTIONS ON THE USE OF THE SITE

By using the Site and Services, you specifically agree not to be involved in any activity or transmit any information that, in our sole discretion:

  1. Is illegal, or violates any federal, state, or local law or regulation;
  2. Advocates illegal activity or discusses illegal activities with the intent to commit them;
  3. Violates any third-party right, including, but not limited to, right of privacy, right of publicity, copyright, trademark, patent, trade secret, or any other intellectual property or proprietary rights;
  4. Is harmful, threatening, abusive, harassing, tortious, indecent, defamatory, sexually explicit or pornographic, discriminatory, vulgar, profane, obscene, libelous, hate speech, violent or inciting violence, inflammatory, or otherwise objectionable;
  5. Interferes with any other party’s use and enjoyment of the Site;
  6. Attempts to impersonate another person or entity;
  7. Is of a commercial nature in a way that violates these Terms of Use, including but not limited to, using the Site for spam, surveys, contests, pyramid schemes, or other advertising materials;
  8. Falsely states, misrepresents, or conceals your affiliation with another person or entity;
  9. Accesses or uses the Services account of a customer without such customer’s permission;
  10. Distributes computer viruses or other code, files, or programs that interrupt, destroy, or limit the functionality of any computer software or hardware or electronic communications equipment;
  11. Interferes with, disrupts, disables, overburdens, or destroys the functionality or use of any features of the Site, or the servers or networks connected to the Site;
  12. “Hacks” or accesses without permission our proprietary or confidential records, those of another user, or those of anyone else;
  13. Improperly solicits personal or sensitive information from other users including without limitation address, credit card or financial account information, or passwords;
  14. Decompiles, reverse engineers, disassembles, or otherwise attempts to derive source code from the Site, except as expressly permitted in these Terms of Use or by law, unless and then only to the extent permitted by applicable law without our consent;
  15. Removes, circumvents, disables, damages, or otherwise interferes with security-related features, or features that enforce limitations on use of the Site;
  16. Uses automated or manual means to violate the restrictions in any robot exclusion headers on the Site, if any, or bypasses or circumvents other measures employed to prevent or limit access, for example by engaging in practices such as “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information;
  17. Modifies, copies, scrapes or crawls, displays, distributes, publishes, licenses, sells, rents, leases, lends, transfers, or otherwise commercializes any materials or content on the Site;
  18. Downloads, distributes, posts, transmits, performs, reproduces, broadcasts, duplicates, uploads, licenses, creates derivative works from, or offers for sale any content or other information contained on or obtained from or through the Site, by any means except as provided for in these Terms of Use or with the prior written consent of the Services; or
  19. Attempts to do any of the foregoing.

Any violation of this Clause may, in our sole discretion, result in termination of your use of and access to the Site and Services effective immediately.

11. DATA SHARING AND USE OF THIRD-PARTY TOOLS

  • By using our Services, you acknowledge and agree that we may share your data with third-party providers, online tools, and platforms that are essential for delivering our services effectively. This data sharing may involve accounting and bookkeeping software, cloud storage solutions, tax preparation platforms, financial analysis tools, project management systems, and similar technology resources that support our work. The purpose of sharing this information is strictly to facilitate, enhance, and complete the services you have engaged us for.
  • While we take reasonable steps to ensure that all third-party providers comply with applicable data protection regulations and maintain secure practices, we cannot be held responsible for any errors, unauthorized access, data breaches, delays, or other issues arising from the independent actions, practices, or policies of these third parties. The use of online services inherently carries certain risks, and by agreeing to these Terms of Use, you accept those risks and acknowledge that we shall not be liable for any loss or damage resulting from the involvement of third-party providers in our service delivery.
  • Additionally, it is your responsibility to provide accurate and up-to-date information that can be processed by these third-party tools. Any incorrect, incomplete, or outdated information provided by you that leads to errors, omissions, or inaccuracies in the services delivered will not be our responsibility, and we shall not be liable for any resulting consequences.

12. CONFIDENTIALITY

  • Our “Confidential Information” means (a) any written information, materials and other documents supplied by us related to the Services which we do not generally disclose publicly, (b) the  Services themselves, excluding any data you upload to the  Services for processing;  and (c) any other of our information that we may disclose in writing or orally and is designated as confidential or proprietary at the time of disclosure, or that due to the nature of the information a reasonable person would clearly understand it to be confidential information; and (d) any amendment to the terms and conditions of these Terms of Use between you and us.
  • Confidential Information shall not include any information that: (i) was or becomes generally known to the public through no fault or breach of these Terms of Use; (ii) was rightfully in your possession at the time of disclosure without restriction on use or disclosure; (iii) was independently developed by you without use of our Confidential Information; or (iv) was rightfully obtained by you from a third party not under a duty of confidentiality and without restriction on use or disclosure.
  • During and after the term, with respect to our Confidential Information you will: (a) use our Confidential Information solely for the purpose for which we provided it; (b) not disclose such Confidential Information to a third party; and (c) protect such Confidential Information from unauthorized use and disclosure to the same extent (but using no less than a reasonable degree of care) that you protect your own Confidential Information of a similar nature.
  • If you are required by law to disclose our Confidential Information, you will give us prompt written notice before making the disclosure, unless prohibited from doing so by the legal or administrative process, and assist us to obtain where reasonably available an order protecting our Confidential Information from public disclosure.
  • Notwithstanding any other provision of these Terms of Use, you acknowledge that, as between you and us, all our Confidential Information you receive from us, including all copies thereof in your possession or control, in any media, is proprietary to and exclusively owned by us. Nothing in these Terms of Use grants you any right, title or interest in or to any of our Confidential Information, except as provided in these Terms of Use. Any incorporation of our Confidential Information into any of your own materials will not render our Confidential Information non-confidential.

13. PRIVACY LAWS AND GENERAL DATA PROTECTION REGULATION (‘GDPR’)

  • Both parties will comply with all applicable requirements of the Data Protection Legislation. (‘GDPR’) along with any other applicable data privacy related legislative instruments.
  • You will ensure that you have all necessary appropriate consents and notices in place to enable lawful transfer of the personal data to the Company.

14. USER-PROVIDED MATERIALS

  • The Services may allow users to post, submit, publish, display or transmit to other users or other persons (hereinafter, “post”) content or materials or feedback (collectively, “User-Provided Materials“) on or through the   All User-Provided Materials must comply with the Content Standards set forth below.
  • Any User-Provided Materials you post to the Services will be considered non-confidential and non-proprietary. By providing any User-Provided Materials on the Services, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute, promote, broadcast, and otherwise disclose to third parties any such material for any purpose in any and all media or distribution methods now known or later developed.
  • To the extent you appear in, create, upload, post, or send User-Provided Materials, you hereby grant Company and our respective licensees, successors and assigns, the unrestricted, worldwide, perpetual right and license to use your name, likeness, and voice, including in connection with commercial or sponsored content. You acknowledge that you will not be entitled to any compensation from Company, our affiliates, or our business partners if your name, likeness, or voice is conveyed through the Services, either on the  Services or on one of our business partner’s Servicess.
  • You represent and warrant that: (i) you own or control all rights in and to the User-Provided Materials and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns; and (ii) all of your User-Provided Materials do and will comply with these Terms of Use.
  • You understand and acknowledge that you are responsible for any User-Provided Materials you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy and appropriateness.
  • We are not responsible, or liable to any third party, for the content or accuracy of any User-Provided Materials posted by you or any other user of the

15. LINKS TO THIRD-PARTY WEBSITES

  • As and if applicable, links from or to websites outside our Site are meant for convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We do not review, endorse, approve or control, and are not responsible for any sites or resources linked from or to our website, the content of those sites, the third parties named therein, or their products and services. If you decide to access any of the third-party websites linked to the Services, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

16. LIMITATION OF LIABILITY

  • IN NO EVENT WILL THE COMPANY BE LIABLE UNDER ANY THEORY OF LIABILITY, WHETHER IN AN EQUITABLE, LEGAL, OR COMMON LAW ACTION ARISING HEREUNDER FOR CONTRACT, STRICT LIABILITY, INDEMNITY, TORT (INCLUDING NEGLIGENCE), ATTORNEYS FEES AND COSTS, OR OTHERWISE, FOR DAMAGES WHICH, IN THE AGGREGATE, EXCEED THE AMOUNT OF THE FEES PAID BY YOU OVER A ONE MONTH PERIOD PRECEDING THE CLAIM, FOR THE SERVICES WHICH GAVE RISE TO SUCH DAMAGES.
  • IN NO EVENT WILL THE COMPANY BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND AND HOWEVER CAUSED INCLUDING, BUT NOT LIMITED TO, ATTORNEYS FEES AND COSTS, BUSINESS INTERRUPTION OR LOSS OF PROFITS, BUSINESS OPPORTUNITIES, OR GOODWILL.
  • THE COMPANY EMPLOYS REASONABLE EFFORTS TO ENSURE THE ACCURACY AND QUALITY OF ITS SERVICES, INCLUDING ACCOUNTING, BOOKKEEPING, AND CONSULTING. HOWEVER, THE COMPANY SHALL NOT BE LIABLE FOR ANY LOSSES, LEGAL CONSEQUENCES, OR DAMAGES ARISING FROM ERRORS, OMISSIONS, OR MISTAKES MADE BY ITS EMPLOYEES, CONTRACTORS, OR AGENTS DURING THE PROVISION OF SERVICES. THE CLIENT IS SOLELY RESPONSIBLE FOR INDEPENDENTLY VERIFYING ALL FINANCIAL DATA AND REPORTS BEFORE FINAL SUBMISSION OR RELIANCE ON THE COMPANY’S OUTPUT

17. NO LIABILITY FOR TAX FILING ERRORS

  • The Company provides tax preparation and filing services based on the information provided by the Client. While the Company exercises reasonable care in performing these services, the accuracy and completeness of tax filings rely entirely on the information supplied by the Client. The Company is not liable for any errors, omissions, penalties, or financial consequences arising from incorrect or incomplete information provided by the Client. The Client is solely responsible for reviewing and confirming the accuracy of all tax filings, and it is recommended that independent verification is conducted by the Client or their designated professionals.
  • The Company explicitly states that it does not offer audit, assurance, or forensic accounting services. The Client acknowledges that the Company’s role is strictly advisory, and any financial reports, statements, or filings prepared by the Company should be independently reviewed and confirmed by the Client. The Company does not assume responsibility for verifying the authenticity or accuracy of the data provided by the Client and shall not be held liable for any financial discrepancies, compliance issues, or penalties resulting from inaccurate or incomplete information.
  • In the event of any due diligence, investigation, audit, or review by tax authorities, regulatory bodies, or any government agency—including but not limited to financial compliance audits, anti-money laundering investigations, VAT assessments, or inspections by the Ministry of Finance—the Client acknowledges and agrees that the Company bears no liability, financial or otherwise, for any findings, penalties, or liabilities arising from such reviews. The Client is solely responsible for ensuring compliance with all applicable laws, regulations, and reporting obligations..
  • The Company employs reasonable efforts to ensure the accuracy of its services, including accounting and bookkeeping. However, the Company shall not be liable for any errors, omissions, or financial consequences arising from mistakes made by its employees, contractors, or agents during the provision of services. The Client is responsible for independently verifying the accuracy of all financial data and reports before final submission to any regulatory or tax authority.
  • To the maximum extent permitted by applicable law, the Company disclaims all liability for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to lost profits, business interruption, or reputational harm, arising from the use of its services or reliance on any financial reports, statements, or advice provided by the Company. The Client agrees that they shall not hold the Company liable for any claims, damages, or financial losses resulting from decisions made based on the services provided.

18. INDEMNIFICATION

  • You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors, its service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Services, including, but not limited to, your User Content, any use of the  Site’s content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the  

19. GOVERNING LAW AND JURISDICTION

  • THESE TERMS OF USE SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH, AND SHALL BE GOVERNED BY, THE LAWS OF UNITED ARAB EMITRATES EXCLUDING ITS CHOICE-OF-LAW RULES.
  • Any disputes arising out of or relating to these Terms of User or the Services will be resolved through binding arbitration in the United Arab Emirates, in accordance with the rules of the Dubai International Arbitration Centre (DIAC). The arbitration will be conducted in English, and the arbitrator’s decision will be final and binding.
  • However, other than with respect to seeking injunctive relief in connection with matters that qualify for such an extraordinary remedy under applicable law, neither Party may initiate any litigation against the other Party until after providing clear written notice of its intention to do so and first making a good faith effort to resolve the dispute informally through escalation to an appropriate level of executive management of both Parties for at least thirty (30) days after providing such notice.

20. FORCE MAJEURE

  • The Company will not be liable to you for any delay or failure of Services to fulfil its obligations hereunder if such delay or failure arises from any cause or causes beyond the reasonable control of the Company. Such causes will include, but are not limited to, acts of God, floods, fires, loss of electricity, pandemic, epidemic, quarantines, lockdowns, or delays by user in providing required resources or support or performing any other requirements hereunder.

21. WAIVER AND SEVERABILITY

  • No waiver of by the Company of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
  • If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

22. ASSIGNMENT AND ENTIRE AGREEMENT

  • You shall not assign any of your rights or obligations under these Terms of Use without our prior written consent. We may freely assign our rights and obligations under these Terms without restriction. The Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and the Company, with respect to the Site along with Services and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral.

23. DISCLAIMER OF WARRANTIES

  • THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.
  • WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
  • YOUR USE OF THE SERVICES, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES (INCLUDING, BUT NOT LIMITED TO, THE DOCUMENTATION) ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE  SERVICES, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE  SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE  SERVICES OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE  SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE  SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
  • THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

ANNEXURE A-SERVICES AGREEMENT

    1. SCOPE OF SERVICES

    This Service Agreement outlines the professional services (“Services”) provided by EDA Wealth (“Company”) to the Client as specified below. The Services include, but are not limited to, the following:

     

    1. Fractional CFO Services:

    The Company offers strategic financial consulting, including CFO engagement, financial planning, annual budgeting, and fundraising advisory services. The role of the Company is strictly advisory, providing guidance and support to help the Client achieve their financial objectives. The Company does not assume any legal, tax, compliance, or audit responsibilities, and does not verify the accuracy or legality of any financial data or information. Final financial decisions and compliance with applicable laws and regulations remain the sole responsibility of the Client. The Client acknowledges that all financial data and filings should be independently reviewed and confirmed for accuracy and compliance by the Client or their designated professionals.

     

    1. Accounting and Bookkeeping Services:

    The Company delivers accounting and bookkeeping services focused on record-keeping, management of financial transactions, and the preparation of financial statements. Services include managing accounts payable/receivable, reconciling accounts, payroll processing, and filing tax returns as needed. The Company does not offer auditing or forensic accounting services and is not responsible for verifying the authenticity or accuracy of the data provided by the Client. To ensure timely delivery, the Client must provide complete and accurate financial documentation.

     

    1. Investor-Ready Services:

    The Company assists in preparing the Client for investor engagement and fundraising activities. These services include financial modeling, pitch deck creation, due diligence support, and investor relations management. While the Company provides tools and advisory support, it does not guarantee successful investment or fundraising outcomes.

     

    1. Processing Time and Delivery:
    All Services, including bookkeeping and financial analysis, will be processed within ten (10) working days upon receipt of all complete and accurate information from the Client. The processing time may vary depending on the complexity of the Services and the accuracy of the information provided. Delays caused by incomplete or incorrect information from the Client may affect the agreed timelines.

RESPONSIBILITIES OF THE CLIENT

The Client is responsible for providing complete, accurate, and up-to-date information and documentation necessary for the Company to perform the Services. This includes, but is not limited to, financial records, bank statements, invoices, payroll data, and any other relevant information as requested by the Company. The Company does not independently verify the accuracy or completeness of the information provided by the Client and shall not be held liable for any delays, errors, or deficiencies in the Services that arise due to incomplete, inaccurate, or outdated information provided by the Client.

The Client agrees to submit all required documents and information within the timelines specified by the Company. Failure to do so may result in delays, disruptions, or the inability to complete the Services within the agreed timeframe. The Client acknowledges that any delays in providing the requested information or documents may negatively impact the quality, accuracy, and timing of the Services, for which the Company shall bear no liability.

The Client agrees to maintain open and timely communication with the Company. This includes promptly responding to requests for information, clarifications, feedback, or any other communications necessary for the successful completion of the Services. The Client’s cooperation is essential to the Company’s ability to deliver the Services effectively, and any lack of cooperation may directly impact the outcome and timeline of the Services. The Company shall not be held liable for any adverse outcomes resulting from such lack of cooperation.

The Client is solely responsible for ensuring that all actions, decisions, and information provided in connection with the Services comply with applicable laws, regulations, and industry standards. The Company’s role is strictly advisory, and the Client retains full responsibility for the legal and regulatory compliance of their financial activities. The Company does not assume any responsibility for legal, regulatory, or compliance matters, and any issues arising from such matters shall be the sole responsibility of the Client.

If applicable, the Client agrees to provide secure access to relevant financial software, platforms, or third-party tools (e.g., accounting software, tax platforms) as needed for the Company to perform the Services. The Client is responsible for ensuring that the information within such platforms is accurate, up-to-date, and fully accessible. The Company is not liable for any issues, delays, or inaccuracies resulting from inadequate access, system limitations, or outdated information within these platforms.

The Client acknowledges that the Company provides advisory services and strategic recommendations based on the information supplied by the Client. The final decisions, implementation of advice, and actions taken based on the Company’s recommendations are solely the responsibility of the Client. The Client agrees that the Company is not liable for the outcomes, financial results, or any consequences arising from the decisions made or actions taken by the Client based on the Services provided. The Client assumes full responsibility for any risks associated with their financial and business decisions.

RESPONSIBILITIES OF THE CLIENT

The Company agrees to deliver the Services as described in this Agreement. The scope and nature of the deliverables will be outlined in detail in the relevant sections of this Agreement or any accompanying service orders, proposals, or schedules. The Company reserves the right to adjust the deliverables based on the information provided by the Client, and any changes in scope will be communicated in writing.

The Company will make reasonable efforts to deliver the Services and related deliverables within the timelines specified. However, all delivery timelines are estimates and are subject to adjustment based on factors such as the complexity of the Services, the quality and timeliness of information provided by the Client, and any unforeseen circumstances. The Company shall not be liable for delays caused by the Client’s failure to provide necessary information, delayed approvals, or other factors beyond the Company’s control.

Timely delivery of Services is contingent upon the Client fulfilling their responsibilities, including providing complete, accurate, and reliable information as requested by the Company. If the Client fails to meet deadlines for submitting required information or delays in providing approvals or feedback, the Company shall have the right to extend the delivery timelines accordingly. Any additional costs incurred due to expedited work resulting from such delays shall be borne by the Client.

The Company reserves the right to modify the originally agreed timelines in cases where additional time is required due to expanded scope, unforeseen challenges, or delays caused by the Client. The Company shall notify the Client of any changes to the timeline as soon as practicable and will work to agree on revised deadlines where necessary. Any such adjustments will not constitute a breach of this Agreement.

The Company may, at its discretion, provide interim deliverables or updates on the progress of the Services. These interim deliverables are provided for the Client’s review and feedback and do not represent the final output. The Company is not obligated to provide partial or interim deliverables unless explicitly agreed upon in this Agreement.

The Client agrees to review and provide feedback on deliverables within a specified period as communicated by the Company. If the Client does not provide feedback or request revisions within the agreed review period, the deliverables shall be deemed accepted, and the Company will proceed with the finalization or continuation of the Services as per the Agreement.

The Company shall not be held liable for any missed deadlines or delayed deliverables resulting from factors outside of its control, including but not limited to the Client’s delays in providing required information, technical issues, or force majeure events. The Company’s responsibility is limited to making reasonable efforts to meet the timelines agreed upon in this Agreement.

Upon completion of the Services, the Company will provide the final deliverables as specified. The Company’s obligation to deliver shall be considered fulfilled once the final deliverables are provided to the Client in the agreed format. Any additional requests or changes after the completion and handover may be subject to additional fees and timelines as agreed upon in a separate addendum or service order.

PAYMENT TERMS

The Client agrees to pay all fees for the Services as specified in this Agreement. All fees are non-refundable unless expressly stated otherwise. Payment must be made upfront before the commencement of any work unless otherwise agreed in writing. The Company provides services based on the data and information provided by the Client, and while we employ reasonable efforts to ensure accuracy, the Company is not liable for any financial losses or legal consequences arising from errors made by our employees or contractors. The Client is responsible for reviewing and confirming the accuracy of all financial data, filings, and reports before final submission.

The Company reserves the right to withhold or suspend Services until full payment is received. Late payments may incur additional charges, including interest at a rate of 5% per month. The Client is responsible for any additional costs such as transaction fees, taxes, or charges associated with the chosen payment method. If payment is not received by the due date, the Company may, at its sole discretion, suspend or terminate the Services without further notice.

All payments are final once the Services have commenced, and no partial or prorated refunds will be given for any reason. The Company may require an advance or deposit for certain Services, which will be applied against the final payment due. Any additional services requested by the Client outside the original scope will be billed separately at the Company’s standard rates.

TERMINATION AND CANCELLATION

Either party may terminate this Agreement by providing 30 number of days’ of advance written notice. If the Client terminates the Agreement, any work already completed will be billed at the applicable rates, and advance payments may not be refundable as specified herein.

The Company reserves the right to terminate this agreement if the Client fails to meet its obligations, including timely payments and providing necessary information.

In the event of termination by either party, any advance payments made by the Client are non-refundable, regardless of the amount of work completed. The Client remains liable for any outstanding balances for Services already performed, even if the termination occurs before full service delivery

CONFIDENTIALITY

Both parties agree to maintain the confidentiality of any proprietary or sensitive information shared during the course of this agreement as outlined in the “Confidentiality” section of the TOU.

INTELLECTUAL PROPERTY

All work products created by the Company during the delivery of the Services, including but not limited to reports, financial models, and presentations, shall remain the intellectual property of the Company unless explicitly transferred to the Client in writing.

DISPUTE RESOLUTION

Any disputes arising out of this Service Agreement shall be resolved according to the “Governing Law and Jurisdiction” clause outlined in the TOU.

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